You Can Trust
Elevated Risk Solutions
Welcome
Expect excellence & results when working with our team.
Customized Coverage
Custom tailored protection from over 50 top-rated carriers.
Your Best Value
The best value in insurance is a balance of price, protection, and trusted service.
Company Overview
Commercial Insurance Experts
Elevated Risk Solutions is an independent insurance agency specializing in providing insurance solutions to breweries, restaurants, bars, and the cannabis industry. We help businesses take control of their risk, costs, and insurance strategy.
Award Winning
Acknowledged for excellence in commercial insurance.
Saving You Money
Many of our clients have already saved 37% or more. Don't wait any longer.
Josh Havlik
Lead Risk Advisor
Look At What We Do Best
Use Our Insurance Services
Featured Insurance Projects
Look at Our Latest Case Studies
Seek Quality Protection Today
Get Reliable Insurance For Your Business.
Watch Our
Video
Speak with Our Experts
Connect with Our Advisors
Josh Havlik
Katie Leech
Marilyn Havlik
Stephanie Beckmann
Testimonials
Read What Our Client Are Saying
At Elevated Risk Solutions, we don’t just talk about excellence — our clients do it for us. Their words speak louder than any advertisement ever could. From business owners to independent agents, our clients trust us to deliver fast, affordable, and reliable insurance solutions.
We take pride in building real relationships, providing exceptional service, and delivering the best coverage at the best price. Every testimonial is proof of our commitment to go above and beyond for our clients.
✨ Discover why so many people choose us.
✨ Read their stories.
✨ Experience the difference yourself.
Janet Wilson
In just 5 minutes talking to Josh, I knew we had found our new insurance agent.
Brad Lundquist
We were referred to Josh Havlik 5 years ago, and our friends were right, he is the best.
Richard Jackson
Elevated Risk Solution made the process so easy and affordable. The price was far better than I expected.
