Auto Insurance Minnesota – Quick, Convenient, Competitive, and Affordable Rates with Elevated Risk Solutions
Insuring What Moves You
When it comes to Minnesota auto insurance, there’s only one name that stands out from the rest — Elevated Risk Solutions. As an independent insurance agency based in Lakeville, MN, we don’t simply sell policies — we shop around and compare rates with top-rated carriers like Travelers, GEICO, Nationwide, Westfield, AAA, Safeco, Progressive, North Star Mutual, Integrity Insurance, RAM, Selective, Auto-Owners, Cincinnati, Encova, Penn National, and a number more. That adds up to some of the best auto insurance quotes in Minnesota — fast, easy, and cheap.
Is your policy carrying the Elevated Risk Solutions Seal of Approval?
If not, you may be overpaying. Or worse, underpaying. We offer cheap auto insurance without lowering your coverage.
📞 Call Today: 952-469-0401
What Is Auto Insurance?
Auto insurance is also known as car insurance, and it helps protect you financially if you’re involved in a car accident, your car is stolen, or you’re responsible for damaging someone else’s property. In Minnesota, auto insurance is a requirement — and for good reasons. Auto insurance covers medical bills, repairs, and liability fees that can be involved in even the most minor incident.
Every driver must have:
- Bodily Injury Liability – Covers injury to other individuals if you are responsible and get involved in an accident.
- Property Damage Liability – Covers damage to someone else’s vehicle or property.
- Personal Injury Protection (PIP) – Pays for your medical bills and lost wages irrespective of fault. Minnesota is a no-fault state.
- Uninsured/Underinsured Motorist – Covers you against drivers who lack adequate or no insurance coverage.
Here at Elevated Risk Solutions, we explain these coverages in plain English — and help you choose the best limits to secure you at low expense.
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Auto Insurance Needs
Minnesota drivers are faced with icy roads, deer crossings, distracted drivers, and other crazy things on the road. Just a single accident can total a thousand dollars or more in losses. The right automobile insurance safeguards you:
- Protect your car from collision, theft, and vandalism
- Don’t pay medical or property bills out-of-pocket
- Stay in compliance with Minnesota law
- Enjoy peace of mind with every drive
And when you package your auto and home (or renters, motorcycle, or business insurance), we offer package discounts that save you even more.
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Save Money, Drive Confidently
At Elevated Risk Solutions, our approach is simple: Fast Free Quotes. Save Money. Easy.
We compare dozens of insurance companies to provide you with low-cost car insurance with low down payments and reasonable payment plans. You’re a new driver, you have a clean record, or you’ve got a few bumps along the way — we’ll get you the lowest cost Minnesota auto insurance that still includes high protection.
We’re not a 1-800 call center — we’re local, here in Lakeville, Minnesota, insuring drivers throughout the state and beyond.
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Get Your Online Auto Insurance Quote
Looking for “car insurance near me”? You’re there. Complete our online quote form or call 952-469-0401 for a personal quote. Within minutes, you’ll learn how much you can save.
Today’s Forecast: Huge Savings.
Don’t delay — get your free auto insurance quote today from Minnesota’s trusted choice for greater protection.
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We Offer Personal Auto Insurance for Every Driver
From sedans and SUVs to vintage cars and pickups, we have the coverage for your life and budget. As personal insurance experts, we ensure your policy reflects the way you actually drive — not a policy that fits everyone the same.”.
You need to have a policy that’s priced correctly, comprehensive, and backed by a friendly staff that cares.
📞 Call 952-469-0401 and ask for your Elevated Risk Solutions Stamp of Approval today.
Below are Some Frequently Asked Questions About Auto Insurance in Minnesota
- You ask, What are the minimum auto insurance requirements in Minnesota?
The State of Minnesota requires you to keep minimum liability amounts. Those amounts are $30,000 per person, $60,000 per accident for bodily injury, and $10,000 for property damage. You also have to carry Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist Coverage. We recommend you get higher limits to get better protection. You should never buy state minimum coverage levels.
- How much car insurance do I need to buy in Minnesota?
Rates vary based on numerous factors like your age, driving record, vehicle, state, and credit report. The average that most drivers pay $75–$150 a month, though we often help customers save 20–40% by comparing multiple carriers and locating all accessible discounts.
- What coverage limits should I choose?
While state minimums keep you in good standing, they might not shield you entirely. The majority of Minnesota drivers opt for 100/300/100 limits or better for extra security. Let us break down your choices so you can make an educated choice.
- Do you offer low down payments and flexible payment options?
Yes! We work with low-down-payment carriers, monthly payment plans, and electronic payment or safe driver discounts. We’ve got you covered today — even on a budget you can afford.
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Drive Smarter. Insure Better.
Your ride should do better than the minimum — it should do Elevated Risk Solutions.
Free Quotes within seconds
Low-Cost Pay Plans
Multiple Discounts
Friendly Local Experts
Call 952-469-0401 or order your quote online today.
Insure your vehicle — Elevate Your Coverage.
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